Al Twainy

Office Phone:
(702) 836 3725

Cell Phone:
(702) 400-2001

Office Fax:
(702) 731 5709

Colliers International
3960 Howard Hughes Pkwy, Suite 150  
Las Vegas, NV 89169

(702) 735-5700

Residential Services

Buyers                  Sellers

Residential Buyers


Buying your own home is one of the smartest financial decisions you will ever make. For most Americans, the equity that they build in their home is their biggest source of wealth.

I realize that buying a home can be a stressful undertaking. Whether this is your first home purchase or your twentieth, you want things to go as smoothly as possible with no last minute surprises.

As your real estate agent, we will represent your best interests throughout the entire process.

Please realize that one of the biggest fears a home seller has is that they will enter a contract with a buyer, prepare to move, and then find out that the buyer didn't qualify.

The home buying process is quite complicated, and nothing will throw a wrench into things faster than a mortgage company that drops the ball. You can use any lender you wish, but we strongly recommend that you use one of my preferred lenders. They can meet or beat the interest rate and pricing of any other lender, plus you will never be at the mercy of some outside company - waiting around helplessly trying to find out the status of your loan from some mysterious unknown person.

You may have already met with the loan officer. If not, here is a list of items you should bring to your loan application.

1) W-2 (2 years) & current pay stubs
2) Past 2 years pay history for landlord/mortgage company
3) Employment information (2 year history)
4) All bank account numbers and balances
5) Last 3 month's bank statements
6) Open loans-names, addresses, account #, balances, monthly payments
7) All information on any other real estate loans
8) Drivers' license or other photo ID
9) Check for credit report
10) Certificate of eligibility or DD214 (VA loan only)
11) Self employed: Last 2 year's complete tax returns, year to date Profit & Loss Balance Sheet

The next step is for you to come into the office for your initial consultation. We will sit down and evaluate your situation, and determine if it is in your best interests to proceed with buying a home at this time.

We are employed by you to represent your best interests.

The next step is to determine the features and benefits that you are looking for in a home. We will review items such as:


Many agents will just throw you into their car and drag you through a bunch of houses - many of which you won't be interested in. We respect the value of your time, and only want you to view the homes that YOU want to see!

A day or so prior to closing we will conduct a "walk-through" inspection to make certain that all items specified to stay with the house are still there, and to verify that all heating/cooling, plumbing, electrical, mechanical, and other systems are in proper working order.

There are many different forms and papers involved in the home buying process, and we know that can be a little scary to some people.

The average time from getting the contract accepted to closing is about 30 days, although shorter or longer closings can be negotiated. Every transaction is unique, so we will monitor all of the details very closely, keeping you informed every step of the way.

Don't hesitate to call us any time you have a question or concern.

We look forward to working with you, and seeing you settled into your new home!

If you are looking for answers to your real estate questions contact Al Twainy.

Residential Sellers

Pricing Guidelines

The value of your property is determined by what a ready willing and able buyer will pay for it in the open market, which will be based upon the value of other recent closed sales. BUYERS DETERMINE VALUE!!

Expect the agent to suggest a price range, but don't let that frame you in. Be aware that some devious agents will, at first, suggest a handsome price. Then, after they have the listing and the property hasn't sold, they'll come back with a pitch to lower the price.

Benefits of Proper Pricing

Setting the proper asking price for your property is the single biggest factor that will determine the success or failure of your property sale.

The consequences of making the wrong decisions are painful. If you price your property too low, you will literally give away thousands of dollars that could have been in your pocket.

Price it too high and your property will sit unsold for months, developing the reputation of a problem property (everyone will think that there is something wrong with it).

Failure to understand market conditions and properly price your property can cost you thousands of dollars and cause your property not to sell...fouling up all of your plans.

You can't afford any "guesswork" in this critical step!

Disadvantages of Overpricing

Faster Sale: The proper price gets a faster sale, which means you save on mortgage payments, insurance and other carrying costs.

Less Inconvenience: As you may know, it takes a lot of time and energy to prepare your property for showings, and keep the property well maintained. Proper pricing shortens market time.

Increased Agents Response: When cooperating sales agents are excited about a property and its price, they make special efforts to contact all of their potential buyers and show the property whenever possible.
Exposure to More Prospects: Pricing at market value will open your property up to more people who can afford it.

Better Response from Advertising: Buyer inquiry calls are more readily converted into showing appointments when the price is not a deterrent.

Higher Offers: When a property is priced right, buyers are much less likely to make a low offer, for fear of losing out on a great value.

More Money To Sellers: When a property is priced right, the excitement of the market produces a higher sales price in less time. You NET more due the higher sales price and lower carrying costs.

Reduces Activity: Agents won't show the property if they feel it is priced too high.

Lower Advertising Response: Buyer Excitement will be with other properties that offer better value.

Loss of Interested Buyers: The property will seem inferior in amenities to other properties in the same price range that are correctly priced.

Attracts the Wrong Prospects: Serious buyers will feel that they should be getting more for their money.

Helps the Competition: The high price makes the others look like a good deal.

Eliminates Offers: Since a fair priced offer will be lower than asking price and may insult the seller, many buyers will just move on to another property.

Causes Appraisal Problems: Appraisers must base their value on what comparable properties have sold for.

Lower Net Proceeds: Most of the time an overpriced property will eventually end up selling for less than if it had been properly priced to begin with, not to mention the extra carrying costs.

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